PREMIUM MONTHLY RESTORATION

CREDIT IN MOTION – MONTHLY CREDIT RESTORATION PROGRAM

Month-to-Month Ongoing Service

Designed for clients seeking ongoing credit restoration and continued support. This flexible program allows us to strategically improve your credit profile over time based on your individual needs.

Enrollment Fee

✔ Regular Enrollment: $179

Monthly Service

✔ Regular Monthly: $129

Promotional Pricing

✔ Enrollment: $149
✔ Monthly: $99

Pricing displayed reflects the current offer. Monthly service will renew at the pricing shown at the time of enrollment.

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What’s Included

✔ Ongoing credit analysis
✔ Monthly disputes sent to all three credit bureaus
✔ Continued account reviews and strategy adjustments
✔ Personal information updates
✔ Collection account disputes
✔ Charge-off disputes
✔ Inquiry disputes
✔ Monthly progress monitoring and support

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Our Restoration Strategy

Every credit profile is different, so accounts are addressed in the order that provides the strongest foundation for long-term results.

In most cases, your file will progress in phases:

Phase 1
• Personal information updates
• Credit report accuracy review

Phase 2
• Collection accounts
• Medical collections (when applicable)

Phase 3
• Charge-offs and other derogatory accounts

Phase 4
• Hard inquiries and remaining negative items

Complex accounts, including repossessions, foreclosures, judgments, or similar major derogatory accounts, are typically addressed after your credit file has established sufficient dispute history and supporting documentation. This often occurs after several months of active participation in the program and is based on your individual credit profile.

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What to Expect

During the dispute process, accounts may be:

✔ Deleted
✔ Updated
✔ Corrected
✔ Verified

Results vary by credit profile. Some clients experience movement within 30–45 days, while others require additional time. No specific results or timelines are guaranteed.

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Credit Monitoring Requirement

Credit monitoring is required and must remain active throughout your enrollment. This allows us to securely access your three-bureau credit reports and monitor changes.

Choose ONE:

👉🏾 SmartCredit:
https://www.smartcredit.com/cblp/?PID=74912

👉🏾 IdentityIQ:
https://member.identityiq.com/sc-securepreferred.aspx?offercode=431298A6

⚠️ If your SmartCredit is linked to another company, use IdentityIQ instead (and vice versa) or call the monitoring company to have it changed to Credit In Motion.

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Payment Policy

Monthly payments must be made on time to avoid interruptions in service. Your monthly due date will be the same date of the month that you initially enroll.

Accounts more than 5 days past due will be canceled.

Clients wishing to resume services after cancellation will be subject to:

✔ A $199 Reactivation Fee
✔ Continuation at the current monthly pricing available at the time of re-enrollment

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⚠️ Disclaimer ⚠️

Credit In Motion follows the Fair Credit Reporting Act (FCRA) by challenging the accuracy, completeness, and verifiability of information reported to the credit bureaus.

No specific outcome can be guaranteed. Accounts may be updated, verified, corrected, or deleted based on the results of each investigation. Every credit profile is unique, and results will vary.